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Power Your Business with Flexible Asset & Equipment Finance

SLNG helps Australian businesses turn assets into opportunity — funding new equipment, vehicle upgrades, and expansion through smart, tailored asset finance solutions.

When do you need an Asset Finance Loan?

01

Preserve Cash Flow While Acquiring Equipment

Instead of paying upfront, asset finance allows you to spread the cost of essential business assets such as vehicles, machinery, or equipment — helping you maintain steady cash flow for day-to-day operations.
02

Fund Business Growth and Expansion

When it’s time to scale, asset finance can support the purchase of new equipment or technology needed to grow, without the need for large capital outlays.
03

Upgrade or Replace Business Assets

Replace outdated or inefficient equipment with modern alternatives to improve productivity, efficiency, and competitiveness — with repayment options tailored to your business.
04

Renovate or Fit Out Commercial Spaces

Finance office, retail, or workspace upgrades including fit-outs, furniture, and fixtures, without placing strain on your working capital.
05

Unlock Equity in Existing Assets

Access working capital by leveraging the value of assets you already own through asset refinance or sale and leaseback solutions.

Simplify Your Business Loan in few steps

Discovery

01

Quick Discovery Chat

We start with a short conversation to understand what you’re looking to finance — whether it’s equipment, vehicles, or machinery — and how it fits into your business plans.
Assessment

02

Fast Assessment

You’ll provide some basic financial or asset information. In many cases, full financial statements aren’t required, allowing us to assess your eligibility quickly.
Application

03

Approval in 24 - 48 Hours

Once reviewed, approvals can often be issued within one to two business days, depending on the asset type and loan amount.
Discovery

04

Easy Settlement

After approval, documents are signed and funds are released or paid directly to the supplier — so you can get your asset in place without delays.
Discovery

04

Ongoing Support

Our relationship doesn’t stop at settlement. We’re here to help you manage your loan, upgrade assets, or access additional funding as your business grows.

Why are we the trusted choice for clients?

Finding the right asset finance solution isn’t just about securing funding — it’s about making the most of your investment with expert guidance, transparency, and a stress-free process. At SLNG, we help Australian businesses access the equipment, vehicles, and machinery they need to grow — quickly and confidently. Here’s why clients trust us:

Smarter Finance, Greater Value

We tailor cost-effective asset finance solutions that help preserve your working capital while enabling growth. By comparing a wide panel of lenders, we secure competitive rates and flexible structures — with no hidden fees and full transparency.

Fast, Simple & Expert Process

Time matters when you're acquiring essential business assets. With 12+ years of experience, our process is built for speed — from understanding your needs to managing paperwork and negotiating with lenders. We help you access funding quickly so you can focus on running your business.

Personalised Support with a Long-Term View

We’re not just brokers — we’re your asset finance partners. Whether you're upgrading equipment, expanding operations, or looking to refinance existing assets, we take the time to understand your business and deliver solutions aligned with your long-term goals.

40+ Trusted Lenders, One Simple Solution

prospa
suncorp
shift
ubank
banjo
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thinktank
liberty.
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Delivering Exceptional Outcomes: 5-Star Reviews Speak for Themselves

Have Questions? We've Got the Answers in Our FAQs

What is 'asset finance'?

Finance used to purchase equipment for business use. Any equipment or asset that is intrinsic to your business can be financed in this way.

A range of banks and private lenders provide various asset finance products. There are two main types of asset finance: “hard asset” being plant equipment and vehicles; and “soft asset” being assets with little second-hand value, such as IT.
Anything that’s used by your business to trade providing it’s removable. The assets that surprise people tend to be IT, phone systems, catering equipment, software, gym equipment, medical equipment – even office furniture and shelving. It’s far easier to ask what you can’t finance, because the list is much smaller.

While paying cash may seem simple, it can put unnecessary pressure on your business. Cash flow is the lifeblood of any business and is often better kept available to handle day-to-day needs or unexpected challenges.

We’ve seen businesses tie up large amounts of cash in assets they could have financed, only to face unforeseen issues — such as losing a key client — and find themselves short of working capital when they needed it most. Asset finance allows you to spread the cost while keeping cash available to protect and support your business.

It’s often a good idea to chat to your accountant, because they may be able to advise on your specific tax situation. Also seek advice from someone who understands the wealth of asset finance options available in the current market. A good intermediary will identify the right solution for your business based on your specific needs.
SLNG acts as an expert intermediary, connecting your business with the right asset finance provider for your needs. We help you navigate the available options, negotiate terms, and structure repayments to best suit your cash flow and business goals.
In most cases, the asset you’re financing serves as the security. You usually won’t need to put up additional collateral, which means less personal risk for business owners.

While asset finance helps preserve cash flow, it also commits businesses to regular repayments. Interest rates, fees, and contract terms vary, so businesses must ensure they can meet their obligations even in downturns.

Unlike traditional business loans or overdrafts, asset finance is secured against the asset itself, often making approval easier. However, it may be more expensive than paying upfront and could impact a business’s ability to borrow for other needs.
Asset finance is specifically tied to the purchase of business equipment or vehicles, often using the asset as security. A business loan, by contrast, provides cash for any purpose but may require additional security or collateral.
Lenders typically assess your business’s credit history, cash flow, and time trading. However, asset finance can sometimes be easier to obtain than unsecured loans because the asset itself serves as collateral.